Concerned Citizens, State and Federal Agencies:

In a nationwide effort to educate the many about Healthcare Insurance Fraud and its detrimental impact on our U.S. economy, the Medical Auxiliary Network (MAN) is campaigning to implement and advocate for the proposed healthcare insurance requirements, in the hope to lower our nation's national debt, and to streamline medical advancements toward efforts that will best serve the populace.

It is unfortunate, but healthcare fraud is a real problem and a real threat to the financial stability of many established institutions due to unwarranted carelessness where each penny misallocated & spent adds to a great nationally summed loss.  Much of this loss can be avoided and prevented.

As a theft that many times goes unreported, it is mainly because the theft is made by those whom are least suspected.  Healthcare insurance fraud many times occurs in general by regular employees, such as when an employee requests or places a girlfriend; or boyfriend; and or children (that are not theirs) [not allowed to be on their employment healthcare insurance but are placed on their healthcare insurance anyway]; fake people (some who are nonexistent; made up); or friends; or relatives onto their health insurance illegally against policies and procedures.  

Subsequently, the mistake is usually made by a Human Resource personnel or department, whom has TRUSTED the employee to tell the truth about their household (spouse & biological children belonging to them) and or HR has failed to follow-up with documented proof of marriage (certificate), birth certificates, and divorce decrees.

This failure to prevent healthcare insurance fraud is costly to tax payers and citizens alike with no added recourse or benefit toward disease prevention or supplying a continuity of health records that helps track disease in the hope to find cures and prevent disease outbreaks. [Suggested Read:  The Tipping Point by Malcolm Gladwell]  Plus, this same fraud leads to other types of fraud, such as Federal and State tax fraud, which affects pension plans, social security, and medicare.

Although healthcare insurance fraud appears to be a victim-less crime, many pay the price for the "uncommitted" & "reckless" few.

There are some Healthcare Insurance Companies that offer "domestic partnership" insurance plans, check out the following link: 

http://personalinsure.about.com/cs/healthinsurance1/a/aa052204a.htm

More research maybe needed in regards to the registering or applying with the "domestic partnership" healthcare insurance.

Due to the recent changes in healthcare legislation, many citizens and taxpayers are not aware of how their taxes will be affected by their healthcare insurance coverage.  As reported by the HUFF POST POLITICS, "Nearly 6 million Americans – significantly more than first estimated_ will face a tax penalty under President Barack Obama's health overhaul for not getting insurance..."  

Go to: http://www.huffingtonpost.com/2012/09/19/obamacare-cbo-report_n_1898370.html

Legislation confirms health insurance coverage for unemployed residents.  

Go to: http://career-advice.monster.com/salary-benefits/benefits-information/health-insurance-options-unemployed/article.aspx

For those whom are in-between jobs, or recently lost a job, Cobra health insurance is not the only option.  Go to: http://www.dol.gov/ebsa/faqs/faq-consumer-cobra.html

The State of Illinois is offering a remedy for those needing healthcare insurance alternatives, as well as many other states are offering healthcare insurance initiatives.

As an example:

In Illinois, there is the Illinois Health Insurance Marketplace, in coordination with the Illinois Department of Public Health, will be accepting applications through the end June 11, 2013 from community groups and other qualified organizations who want to participate in the IPC program. The state has designated approximately $28 million in federal funds for grants to participating groups.  Organizations that are selected through the online application process will participate in a training and certification process this summer.

For more information about the application process for the Illinois IPC Grant Program, go to: http://www2.illinois.gov/gov/healthcarereform/Pages/IPC.aspx